CHANGE CHANGE BRINGS EXCITEMENT, DON'T LET IT CATCH YOU UNPREPARED. Call me for a free consultation and 5 tips to get emotionally & financially ready for retirement. Patrick Gherity WEALTH ADVISOR 651.288.8996 patrick.gherity@frandseninvestment.com VADNAIS HEIGHTS, MN FRANDSEN INVESTMENT SERVICES LPL 587211-1 FrandsenInvestmentServices.com Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Frandsen Bank & Trust and Frandsen Investment Services are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using Frandsen Investment Services, and may also be employees of Frandsen Bank & Trust. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Frandsen Bank & Trust or Frandsen Investment Services. Securities and insurance offered through LPL or its affiliates are: Not Insured by FDIC or Any Other Government Agency Not Bank Not Bank Deposits May Lose Guaranteed or Obligations Value CHANGE CHANGE BRINGS EXCITEMENT , DON'T LET IT CATCH YOU UNPREPARED . Call me for a free consultation and 5 tips to get emotionally & financially ready for retirement . Patrick Gherity WEALTH ADVISOR 651.288.8996 patrick.gherity@frandseninvestment.com VADNAIS HEIGHTS , MN FRANDSEN INVESTMENT SERVICES LPL 587211-1 FrandsenInvestmentServices.com Securities and advisory services are offered through LPL Financial ( LPL ) , a registered investment advisor and broker / dealer ( member FINRA / SIPC ) . Insurance products are offered through LPL or its licensed affiliates . Frandsen Bank & Trust and Frandsen Investment Services are not registered as a broker / dealer or investment advisor . Registered representatives of LPL offer products and services using Frandsen Investment Services , and may also be employees of Frandsen Bank & Trust . These products and services are being offered through LPL or its affiliates , which are separate entities from and not affiliates of Frandsen Bank & Trust or Frandsen Investment Services . Securities and insurance offered through LPL or its affiliates are : Not Insured by FDIC or Any Other Government Agency Not Bank Not Bank Deposits May Lose Guaranteed or Obligations Value