ROYAL CREDIT UNION. GET CHECKING + 3.00% APY* HIGH-YIELD SAVINGS! DEBIT QT ROYAL CREDIT UNION VISA rcu.org/SaveSpend Duo Checking & savings are bundled together Insured by NCUA. No minimum balance required to open Duo accounts or earn APY. *APY=Annual Percentage Yield. Rates subject to change at any time without notice. The first $10,000.00 in the Duo Savings account will earn 3.00% APY; balances over $10,000.00 will earn 0.40% APY. APYS current as of 2/23/26; last changed 2/23/26. Fees could reduce balance and earnings. No minimum balance requirement Debit Roundup on every purchase ROYAL CREDIT UNION . GET CHECKING + 3.00 % APY * HIGH - YIELD SAVINGS ! DEBIT QT ROYAL CREDIT UNION VISA rcu.org/SaveSpend Duo Checking & savings are bundled together Insured by NCUA . No minimum balance required to open Duo accounts or earn APY . * APY = Annual Percentage Yield . Rates subject to change at any time without notice . The first $ 10,000.00 in the Duo Savings account will earn 3.00 % APY ; balances over $ 10,000.00 will earn 0.40 % APY . APYS current as of 2/23/26 ; last changed 2/23/26 . Fees could reduce balance and earnings . No minimum balance requirement Debit Roundup on every purchase