ROYAL'S SMART CHECKING OFFERS NO MONTHLY FEES & NO MINIMUM BALANCE! Find Financial Freedom At Royal Credit Union! See How Your Checking Account Stacks Up! Royal Others No monthly fees & no hidden fees One free NSF refund per year* Mobile app with free check deposits Real-time text & app transaction alerts Access to 40,000+ surcharge-free ATMs Open a checking account today at rcu.org/Checking2023 77777777 FM 800-341-9911 Insured by NCUA. *Once every 365 days, an account owner may have one Non-Sufficient Funds (NSF) fee automatically forgiven on any of their accounts. NSF Fee is $10 or $30 per item depending on the amount of the item. For an item between $0.01-$10, the fee will be $10. For an item that is $10.01 or greater, the fee will be $30. The NSF fee is charged when we return or reject a transaction presented against your account that would exceed the available balance in your account. We may charge an NSF fee each time a transaction is presented or submitted for payment even if the same transaction is presented for payment multiple times. A check, debit card transaction, or a preauthorized debit are types of transactions that could result in a NSF. TREVOR ELLEFSON ROYAL CREDIT UNION MEMBER AT 9 ROYAL CREDIT UNION. ROYAL'S SMART CHECKING OFFERS NO MONTHLY FEES & NO MINIMUM BALANCE ! Find Financial Freedom At Royal Credit Union ! See How Your Checking Account Stacks Up ! Royal Others No monthly fees & no hidden fees One free NSF refund per year * Mobile app with free check deposits Real - time text & app transaction alerts Access to 40,000+ surcharge - free ATMs Open a checking account today at rcu.org/Checking2023 77777777 FM 800-341-9911 Insured by NCUA . * Once every 365 days , an account owner may have one Non - Sufficient Funds ( NSF ) fee automatically forgiven on any of their accounts . NSF Fee is $ 10 or $ 30 per item depending on the amount of the item . For an item between $ 0.01- $ 10 , the fee will be $ 10 . For an item that is $ 10.01 or greater , the fee will be $ 30 . The NSF fee is charged when we return or reject a transaction presented against your account that would exceed the available balance in your account . We may charge an NSF fee each time a transaction is presented or submitted for payment even if the same transaction is presented for payment multiple times . A check , debit card transaction , or a preauthorized debit are types of transactions that could result in a NSF . TREVOR ELLEFSON ROYAL CREDIT UNION MEMBER AT 9 ROYAL CREDIT UNION .