QT ROYAL CREDIT UNION. 5.15% 9-MONTH APY® CERTIFICATE! No minimum opening balance IRA & business certificates included Guaranteed returns Visit an office or open a certificate online at rcu.org/SaveAtRoyal 800-341-9911 Insured by NCUA. *APY = Annual Percentage Yield. APY is current as of 4/26/2024. Last changed on 4/26/2024. No minimum balance required to open account or earn APY. Rate is subject to change at any time without notice. Dividends calculated daily, compounded and paid monthly. Substantial penalty for early withdrawal. Penalties could reduce the earnings and principal on the account. Membership required and account opening upon qualification. Other conditions or restrictions may apply. Refer to our disclosures and service fees for more information. QT ROYAL CREDIT UNION . 5.15 % 9 - MONTH APY® CERTIFICATE ! No minimum opening balance IRA & business certificates included Guaranteed returns Visit an office or open a certificate online at rcu.org/SaveAtRoyal 800-341-9911 Insured by NCUA . * APY = Annual Percentage Yield . APY is current as of 4/26/2024 . Last changed on 4/26/2024 . No minimum balance required to open account or earn APY . Rate is subject to change at any time without notice . Dividends calculated daily , compounded and paid monthly . Substantial penalty for early withdrawal . Penalties could reduce the earnings and principal on the account . Membership required and account opening upon qualification . Other conditions or restrictions may apply . Refer to our disclosures and service fees for more information .