% 12-MONTH 5.25 APY CERTIFICATE! Save Smarter & Grow Your Funds Faster! No minimum opening balance IRA & business certificates included Guaranteed returns Visit an office or open a certificate online at rcu.org/SaveAtRoyal WALL 800-341-9911 ROYAL CREDIT Insured by NCUA *APY Annual Percentage Yield. APY is current as of 6/10/2024. Last changed on 6/10/2024. No minimum balance required to open account or earn APY. Rate is subject to change at any time without notice. Dividends calculated daily, compounded and paid monthly. Substantial penalty for early withdrawal. Penalties UNION. could reduce the earnings and principal on the account. Membership required and account opening upon qualification. Other conditions or restrictions may apply. Refer to our disclosures and service fees for more information. % 12 - MONTH 5.25 APY CERTIFICATE ! Save Smarter & Grow Your Funds Faster ! No minimum opening balance IRA & business certificates included Guaranteed returns Visit an office or open a certificate online at rcu.org/SaveAtRoyal WALL 800-341-9911 ROYAL CREDIT Insured by NCUA * APY Annual Percentage Yield . APY is current as of 6/10/2024 . Last changed on 6/10/2024 . No minimum balance required to open account or earn APY . Rate is subject to change at any time without notice . Dividends calculated daily , compounded and paid monthly . Substantial penalty for early withdrawal . Penalties UNION . could reduce the earnings and principal on the account . Membership required and account opening upon qualification . Other conditions or restrictions may apply . Refer to our disclosures and service fees for more information .