Qu ROYAL CREDIT UNION. TWO WAYS TO SAVE! 5.05% 4.75% 13-MONTH CERTIFICATE rcu.org/SaveAtRoyal 800-341-9911 18-MONTH CERTIFICATE Insured by NCUA.*APY = Annual Percentage Yield. APY is current as of 07/16/2024. Last changed on 07/16/2024. No minimum balance required to open account or earn APY. Rates subject to change at any time without notice. Dividends calculated daily, compounded and paid monthly. Substantial penalty for early withdrawal. Penalties could reduce the earnings and principal on the account. Membership required and account opening upon qualification. Other conditions or restrictions may apply. Refer to our disclosures and service fees for more information. Qu ROYAL CREDIT UNION . TWO WAYS TO SAVE ! 5.05 % 4.75 % 13 - MONTH CERTIFICATE rcu.org/SaveAtRoyal 800-341-9911 18 - MONTH CERTIFICATE Insured by NCUA . * APY = Annual Percentage Yield . APY is current as of 07/16/2024 . Last changed on 07/16/2024 . No minimum balance required to open account or earn APY . Rates subject to change at any time without notice . Dividends calculated daily , compounded and paid monthly . Substantial penalty for early withdrawal . Penalties could reduce the earnings and principal on the account . Membership required and account opening upon qualification . Other conditions or restrictions may apply . Refer to our disclosures and service fees for more information .