thrivent You could earn up to 5.40% while saving for your retirement Want something you can count on? Get a locked-in interest rate for the guarantee period you choose either 3, 5, 7 or 9 years-with Thrivent Multi-Year Guarantee Annuity. This single premium fixed deferred annuity offers Dependable interest Tax-deferred earnings. Protection from market risk. Take a look at what your interest could be based on a premium of $100,000 to $249,999, the guarantee period and the version you choose. Premium $100,000 to $249,999 Market Value Adjustment Product Return of Version Premium 3-year 4.50% 4.90% 5-year 4.80% 5.15% 7-year 5.00% 5.30% 9-year 5.15% 5.40% Rates effective for December 25, 2023 Surender charges of up to 7% for the entire guarantee period may apply. Find out more today! Wellspring Advisor Group | 661-243-7139 321 Sitwater Road, Upper Unit Willerie, MN 55000 wellspringadvisergroup@thrivent.com connect thrivent.com/wellspring-advisor-group Nick Rasmussen , ", Financial Advisor Roger M Schlichting RCP Financial Advisor Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CP cortication mark, the CERTIFIED FINANCIAL PLANNER cortication mark, and the CFP cortication ma (with plaque design logo in the United States, which it authors use of by individuals who successfully complete CFP Board's initial and ongoing certification equ 'The Market Value Adjustment version is not available in New York or California Multi-Year Guarantee Annuity (MYGA) interest rates are current as of December 25, 2023, are subject to change at any time, and are guaranteed from the premium receipt date for the guarantee period chosen A market value adjustment will apply if a surrender over the free amount occurs during the sumender charge period. (Market Value Adjustment version only) If you surender the contract, you will receive the premium paid, less any withdrawals and sumender charges (Return of Premium version only) A surrender charge applies to sumendors that are greater than the tree amount allowed during the guarantee period. Each guarantee period has its own surender charge schedule: 3-yr 7% 7% 7% 57% 7% 7% 6%, 5%; Pyt. 7% % 7% 6% 5%, 4%, 3% 7% 7% 7% 6% 5% 4% 32%1% Gurantes based on the financial strength and claims-paying ability of Thrivent Sumenders or partial withdrawalsenders may be subject to income taxes and/or surrender charges. Sumendors are taxed as ordinary income on the annuity earnings only Surrenders pro to age 59% may be subject 10% federal tax penalty Thrivent is the marketing name for Thrivent Financial for Lutherans Insurance products issued by Thrivent. Not available in all states. Licensed agent/producer of Thrivent Thrivent.comdisclosures Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed teancial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA's BrokerCheck for more information about our financial advisors you would like a tree buyer's guide for more details, call 800-847-4836 Contract forms: ICC22 A-GM-MYGMVA ICC22 A-GR-MYGPR. A-GM-MGMVA (22) Series and A-GM-MYGPR (22) Series © 2023 Thevent | All rights reserved 313540 N4-23 Thrivent.com 800-847-4836 Rev. 12-23 thrivent You could earn up to 5.40 % while saving for your retirement Want something you can count on ? Get a locked - in interest rate for the guarantee period you choose either 3 , 5 , 7 or 9 years - with Thrivent Multi - Year Guarantee Annuity . This single premium fixed deferred annuity offers Dependable interest Tax - deferred earnings . Protection from market risk . Take a look at what your interest could be based on a premium of $ 100,000 to $ 249,999 , the guarantee period and the version you choose . Premium $ 100,000 to $ 249,999 Market Value Adjustment Product Return of Version Premium 3 - year 4.50 % 4.90 % 5 - year 4.80 % 5.15 % 7 - year 5.00 % 5.30 % 9 - year 5.15 % 5.40 % Rates effective for December 25 , 2023 Surender charges of up to 7 % for the entire guarantee period may apply . Find out more today ! Wellspring Advisor Group | 661-243-7139 321 Sitwater Road , Upper Unit Willerie , MN 55000 wellspringadvisergroup@thrivent.com connect thrivent.com/wellspring-advisor-group Nick Rasmussen , " , Financial Advisor Roger M Schlichting RCP Financial Advisor Certified Financial Planner Board of Standards , Inc. ( CFP Board ) owns the CP cortication mark , the CERTIFIED FINANCIAL PLANNER cortication mark , and the CFP cortication ma ( with plaque design logo in the United States , which it authors use of by individuals who successfully complete CFP Board's initial and ongoing certification equ ' The Market Value Adjustment version is not available in New York or California Multi - Year Guarantee Annuity ( MYGA ) interest rates are current as of December 25 , 2023 , are subject to change at any time , and are guaranteed from the premium receipt date for the guarantee period chosen A market value adjustment will apply if a surrender over the free amount occurs during the sumender charge period . ( Market Value Adjustment version only ) If you surender the contract , you will receive the premium paid , less any withdrawals and sumender charges ( Return of Premium version only ) A surrender charge applies to sumendors that are greater than the tree amount allowed during the guarantee period . Each guarantee period has its own surender charge schedule : 3 - yr 7 % 7 % 7 % 57 % 7 % 7 % 6 % , 5 % ; Pyt . 7 % % 7 % 6 % 5 % , 4 % , 3 % 7 % 7 % 7 % 6 % 5 % 4 % 32 % 1 % Gurantes based on the financial strength and claims - paying ability of Thrivent Sumenders or partial withdrawalsenders may be subject to income taxes and / or surrender charges . Sumendors are taxed as ordinary income on the annuity earnings only Surrenders pro to age 59 % may be subject 10 % federal tax penalty Thrivent is the marketing name for Thrivent Financial for Lutherans Insurance products issued by Thrivent . Not available in all states . Licensed agent / producer of Thrivent Thrivent.comdisclosures Insurance products , securities and investment advisory services are provided by appropriately appointed and licensed teancial advisors and professionals . Only individuals who are financial advisors are credentialed to provide investment advisory services . Visit Thrivent.com or FINRA's BrokerCheck for more information about our financial advisors you would like a tree buyer's guide for more details , call 800-847-4836 Contract forms : ICC22 A - GM - MYGMVA ICC22 A - GR - MYGPR . A - GM - MGMVA ( 22 ) Series and A - GM - MYGPR ( 22 ) Series © 2023 Thevent | All rights reserved 313540 N4-23 Thrivent.com 800-847-4836 Rev. 12-23